🏛️ 100% Government Data · Zero Commissions

Australia's Only Independent Health Insurance Comparison

Compare 29,968 hospital and 12,572 extras products from 34 registered funds — powered entirely by official government data.

Unlike commercial comparison sites, we earn no commissions and accept no paid placements. Every plan is ranked by price, not by who pays us the most.

Source: Australian Government Private Health Insurance Ombudsman · Updated 2026-03-01

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Health Funds
34
Open & restricted
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Hospital Products
29,968
All tiers & states
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Agreement Hospitals
637
Across Australia
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100% Government Data

Every plan comes from the official Private Health Insurance Ombudsman dataset. No cherry-picking, no hidden bias.

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Zero Commissions

We don't earn referral fees. Plans are ranked by price, not kickbacks. Compare the market sites can't say that.

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Every Plan, Every Fund

29,968 hospital + 12,572 extras products from all 34 registered funds. Nothing excluded.

Open Funds (25)

Anyone can join these funds.

Westfund Limited

Open🚑 AmbulanceNot-for-profit

Westfund Health Insurance has been built on solid community values and a foundation of trust, located in the heart of regional Australia. We are proudly not-for-profit and are honoured to be trusted with looking after our members’ health. Our history can be traced back more than six decades to the

Queensland Country Health Fund

Open🚑 AmbulanceNot-for-profit

Queensland Country Health Fund is part of HBF one of Australia’s largest not-for-profit health insurers. It's our goal to provide our Members with exceptional health insurance that's simple to understand and very affordable. Our focus is on providing excellent service and genuine value to our Member

Peoplecare Health Insurance

Open🚑 AmbulanceNot-for-profit

At Peoplecare, we love people. And that means giving you more of the things you love and less of the things you don’t. So if you need a hand with your health cover, just give us a call on 1800 808 700. Peoplecare is a national, not for profit health fund that has been caring for members since 1953

Latrobe Health Services

OpenNot-for-profit

Latrobe Health Services is an Australian-owned not-for-profit registered private health insurer established in 1951 known for its commitment to members and being a health fund that gives back to its community. Today, Latrobe Health Services is one of Australia’s largest not-for-profit private heal

Health Insurance Fund of Australia Limited

Open🚑 AmbulanceNot-for-profit

HIF is the Health Insurance Fund of Australia, and we’ve been providing great value health cover since 1954. As a not-for profit, here-for-you health fund, our priority is to help our Members and their dependents lead healthy and happy lives. Simple as that. We do this by providing a choice of insur

HCi

Open🚑 AmbulanceNot-for-profit

HCi has been providing great value for money health cover to our community since 1938. As a not-for-profit private health insurer, we are proud of the high level of personal service provided to members and the comprehensive range of health insurance options offered at very competitive rates. HCi is

nib Health Funds Ltd.

Open🚑 Ambulance

As one of Australia's fastest growing health funds, nib provides affordable health cover to more than 1,000,000 people nationwide. Established over 60 years ago, nib provides a range of health covers that allow customers to tailor their cover to suit their needs.

HBF Health Limited

Open🚑 AmbulanceNot-for-profit

HBF is a not-for-profit health fund based in WA. With almost a million members nationally, HBF is the fourth largest health fund in Australia. For over 80 years, HBF has been providing quality health cover and additional member benefits to support healthy lifestyles.

see-u by HBF

Open🚑 AmbulanceNot-for-profit

At see-u, we believe that health insurance shouldn’t be about health funds, it should be about members. That's why we offer practical, simple and efficient cover, but never waver on our promise to deliver personalised service when you need it most. Plus, as part of HBF, one of Australia’s largest

RT Health - a division of The Hospitals Contribution Fund

Open🚑 AmbulanceNot-for-profit

Health insurance for hardworking Aussies. RT Health is here for hard workers and everyday Aussies who want more from their health cover. We've got your back with award-winning service and more than 135 years’ experience.

Phoenix Health Fund Limited

Open🚑 AmbulanceNot-for-profit

At Phoenix Health, we’ve been looking after the health and wellbeing of members for over 65 years; and while some say we’re the best kept secret in private health insurance, we think this gives us the edge in providing you with the most personal health insurance experience possible. Health insuranc

Medibank Private Limited

Open🚑 Ambulance

Medibank Private is Australia's leading private health fund, committed to providing our members with affordable and high quality care. We offer a range of tailored hospital and extras covers to suit all kinds of individuals and families. You can also mix and match our hospital and extras covers, or

St Lukes

OpenNot-for-profit

St Lukes has been providing private health cover to Australians since 1952. Over this time, St Lukes has built a strong reputation on its expertise and ability to supply top quality health cover and to provide exceptional service to its members. Established in Tasmania, St Lukes has a loyal membersh

Mildura Health Fund

OpenNot-for-profit

Operating since 1929 Mildura Health Fund is a regional health insurance fund existing purely to serve it's more than 40,000 members nationwide. We are a not-for-profit member owned fund, which means that our members receive more in benefits and competitive premiums.

Health Partners

Open🚑 AmbulanceNot-for-profit

Health Partners has been looking after the health and wellbeing of South Aussies for over 85 years. While a lot has changed in this time, our values have remained the same. We’re proudly not-for-profit, we put our members first and are dedicated to providing quality, value-for-money private health

HCF

Open🚑 AmbulanceNot-for-profit

As Australia’s largest not-for-profit health fund, HCF is uniquely positioned to offer great value health cover. Unlike some other funds, we give our members more, not shareholders. More benefits, more cover and more savings. HCF was established in 1932 to provide the community with the means of i

CBHS Corporate Health Pty Ltd

Open🚑 Ambulance

CBHS Corporate Health is an open fund, that works directly with employers to not only offer competitively-priced, great value health cover, but also to promote its vision of improved employee wellbeing across Australia. CBHS Corporate Health is part of the CBHS Group.

GMHBA Limited

OpenNot-for-profit

GMHBA Limited Since 1934, GMHBA has been providing Australians with the right choice for high quality, affordable health insurance. We have established an enviable reputation for providing members with relevant and contemporary selections of hospital and extras covers. GMHBA is a 100% member bas

GU Health

Open🚑 Ambulance

GU Health specialises in corporate health insurance. We're focused on providing innovative health insurance products to corporates, identifying your company’s unique needs to deliver a tailored experience and provide expert service you can depend on. With GU Health you have access to a specialist

Australian Unity Health Limited

Open🚑 Ambulance

As a mutual company with over a 180 year history, Australian Unity has always had a strong focus on members. Because we know you only like to pay for health insurance you’ll actually use, we’ve made it easy by designing a range of hospital covers and extras options, to help you build your own cover.

ahm health insurance

Open🚑 Ambulance

More than 900,000 Australians have trusted ahm with their health insurance over the past 40 years, at the same time supporting a local success story and a 100% Australian-owned business. We've been around long enough to know that lots of Australians want no-nonsense health insurance. So we make it

CDH Benefits Fund

OpenNot-for-profit

Hunter Health Insurance by CDH Benefits Fund has operated for over 65 years, providing singles and families with cost effective health cover. HHI provides quality health cover at the lowest contribution rates possible with a focus on excellent customer service. A comparison between HHI and other H

Bupa HI Pty Ltd

Open

Bupa is a health and care company committed to helping our customers live longer, healthier, happier lives. As one of Australia’s leading healthcare organisations, we offer a broad range of private health cover options from just the basics to our top level of cover, that give you more of the feature

AIA Health Insurance Pty Ltd

Open🚑 Ambulance

AIA Health Insurance Pty Ltd. At AIA Health, we believe that health insurance should protect and reward you; not just when things go wrong. That is why all retail and corporate AIA Health insurance policies include membership to AIA Vitality, a personalised, science-backed health and wellbeing progr

National Health Benefits Australia Pty Ltd (onemedifund)

Open🚑 Ambulance

onemedifund was established in 2007 as the health fund brand for National Health Benefits Australia Pty Ltd

Restricted Funds (9)

Membership limited to specific groups.

TUH, part of the Teachers Health Group

Restricted🚑 Ambulance

TUH is proudly part of the not-for-profit fund Teachers Health. Our profits go back to members in benefits and services, not to shareholders. We care about our members and work to improve the quality of their lives.

Doctors' Health Fund

Restricted🚑 Ambulance

Doctors' Health Fund is a private health insurer serving the medical community. The Fund offers a service that protects members from the impact of health care incidents in their lives. We offer convenience and flexibility with a choice of hospital and extras cover. Our top hospital cover offers the

ACA Health Benefits Fund

Restricted🚑 Ambulance

ACA Health is a restricted member Health Fund with the sole purpose of caring for the past and present Seventh-day Adventist Church employees, Local Church Officers and their families, with a range of health insurance products second-to-none.

Teachers Health

Restricted🚑 Ambulance

Teachers Health is dedicated to the health and wellbeing of individuals in the education community as well as their immediate family. Unlike non-industry and ‘for-profit’ health funds, we exist for our members which means any surplus generated is invested back into the Fund and its services.

CBHS Health Fund Limited

Restricted🚑 Ambulance

CBHS is a not-for-profit private health fund, exclusively for employees and ex-employees, contractors and franchisees of the Commonwealth Bank Group and its affiliated companies.

Police Health

Restricted🚑 Ambulance

Police Health and Emergency Services Health offer gold level health insurance dedicated to the police and emergency services community. With over 100,000 members Australia-wide, we’re the health fund of choice for police officers, emergency services workers and volunteers, and their families. If yo

Navy Health Ltd

Restricted🚑 Ambulance

Navy Health is a not-for-profit health fund for the Defence community, including serving, ex-serving ADF, employees of contractors to Defence and their families. Find out if you are eligible at navyhealth.com.au

Defence Health Limited

Restricted🚑 Ambulance

At Defence Health our members are just like family. More than 249,000 Australians, all with connections to Defence, have joined our family. And if you decide to join us, you’ll discover why they stay. Like any good family, we support each other through good times and bad, and always take the time

Reserve Bank Health Society Ltd

Restricted🚑 Ambulance

The Reserve Bank Health Society provides health insurance for current and former Reserve Bank and Note Printing Australia Ltd employees & their dependants.

Data sourced from the Australian Government's Private Health Insurance Ombudsman (data.gov.au). Last updated: 2026-03-01. This is general information only, not financial advice.